Last updated: 4 October 2026
These Terms of Service (“Terms”) cover the Business Asset Vault website, software and paid services, including the Asset-to-Income Snapshot (“BAV”, “we”, “us” or “our”). A paid Snapshot purchase is also subject to the written offer you receive and accept before payment.
Business Asset Vault is a service operated by:
JK AND PIP ENTERPRISES PTY. LTD.
ACN 608 881 803
PO Box 5431
Alexandra Hills QLD 4161
Australia
Contact: [email protected]
By creating an account or using BAV, you agree to these Terms.
If you do not agree to these Terms, do not use BAV.
You must be 18 years or older to create or use a BAV account.
By using BAV, you confirm that you are legally able to enter into these Terms.
BAV is intended to be available internationally, but we may restrict access in particular countries or regions where legal, sanctions, compliance, technical or service limitations make availability impractical.
BAV’s software is currently at the Founder/Beta stage. Features may change, some functionality may be incomplete, and errors or interruptions may occur.
BAV helps users discover and organise business assets. It does not replace original records held in email accounts, vendor accounts or other source systems.
Founder/Beta software access is currently free of charge. The paid Asset-to-Income Snapshot is a separate offer.
The Asset-to-Income Snapshot brings together:
relevant business assets that you confirm;
a possible income path worth testing using those assets;
one practical next action.
The Snapshot uses the information you provide and the assets you confirm. You remain responsible for checking important information and deciding what action to take.
The Snapshot does not promise earnings, customers or a particular business result.
Sending an enquiry asks BAV to reply about the Snapshot offer. It does not create a purchase, booking or payment obligation.
Before you purchase, we will provide a written offer explaining:
what you will receive and any exclusions;
the total price, currency and applicable taxes or charges;
the delivery format and agreed timeframe;
information or participation needed from you;
any included app access or follow-up support;
cancellation and refund arrangements.
You can review that offer before deciding whether to accept it. The offer will explain how to accept and pay.
A Snapshot purchase does not automatically enrol you in a subscription. Any ongoing paid service requires a separate agreement.
Contact [email protected] if you have a problem with your Snapshot or want to discuss cancellation.
Any cancellation or refund arrangements operate alongside your rights under applicable consumer law. Nothing in these Terms or the written offer removes rights that cannot lawfully be excluded.
You are responsible for:
providing accurate information where required;
maintaining the security of your account;
protecting login credentials and authorised devices;
promptly notifying us if you believe your account has been compromised;
ensuring your use of BAV complies with applicable law.
You must not allow another person to misuse your account.
We may use third-party authentication providers to help secure and operate account access.
Your Vault is intended to help you record, review and organise information about business-related assets, subscriptions, tools, services and other items.
You remain responsible for deciding:
whether information is accurate;
whether a discovery relates to something you actually own;
whether a Candidate should become an Asset;
how you use the information BAV presents.
BAV does not guarantee that every item discovered is relevant, owned by you, current, complete or correctly classified.
BAV may offer optional Discovery features that allow you to connect an email account.
Connecting an email account does not automatically begin a search.
You must deliberately start a Discovery search.
Where Gmail Discovery is used, BAV is designed to use read-only access for the user-facing Discovery purpose.
BAV does not use that connection to intentionally:
send email;
delete email;
modify email;
cancel products or subscriptions;
purchase products or services;
automatically turn email evidence into Assets.
Discovery results may be presented as Candidates or possible discoveries for your review.
You remain responsible for confirming them.
BAV may interact with third-party services such as:
authentication services;
email providers;
hosting providers;
cloud infrastructure;
databases;
other service providers needed to operate BAV.
Your use of a third-party service may also be governed by that provider's own terms and policies.
BAV does not control third-party services and is not responsible for changes, outages, restrictions or actions taken by those providers.
If a third-party service becomes unavailable or changes its requirements, some BAV features may also become unavailable or need to change.
You retain your rights in information and content that you provide to BAV or confirm in your Vault.
You give BAV the limited permissions reasonably necessary to:
store that information;
process it;
display it to you;
organise it;
secure it;
back it up where applicable;
provide the features you request;
comply with legal obligations.
This permission exists only for the purposes of providing and operating BAV consistently with these Terms and the Privacy Policy.
BAV and its underlying intellectual property remain owned by or licensed to the BAV operator.
This includes, where applicable:
software;
source code;
product design;
branding;
documentation;
architecture;
workflows;
ranking methods;
evidence-classification methods;
grouping and deduplication methods;
prompts;
internal instructions;
proprietary processes;
algorithms;
know-how.
Using BAV does not transfer ownership of those materials to you.
You may use BAV for its intended purpose, but unless permitted by law or expressly authorised by us, you must not:
copy or reproduce substantial parts of BAV;
extract or republish proprietary systems or methods;
reverse engineer BAV;
attempt to discover source code;
bypass technical protections;
use BAV to create a substantially competing copy based on unauthorised extraction of BAV's proprietary material.
Nothing in this section limits rights that cannot legally be excluded.
You must not use BAV to:
break the law;
commit or facilitate fraud;
infringe another person's rights;
access another person's account or data without authority;
upload or enter information you have no right to use;
interfere with BAV's security or operation;
probe, attack or exploit BAV systems;
distribute malware;
bypass access controls;
abuse connected third-party services;
misrepresent your identity or authority;
use BAV in a way that materially harms BAV, its users or service providers.
We may suspend, restrict or terminate access where reasonably necessary to protect:
users;
security;
legal compliance;
the integrity of BAV;
third-party services;
BAV's legitimate interests.
This may include cases involving:
fraud;
unlawful activity;
serious misuse;
abuse;
attempts to compromise security;
material breaches of these Terms.
Where practical and appropriate, we will act fairly and consistently with applicable law.
You may stop using BAV at any time.
Where account deletion is available or requested, BAV's intended rule is to permanently delete:
Vault data;
connected-email credentials;
Candidates;
Assets;
account-linked records,
subject to information that must or may be retained for:
legal obligations;
accounting;
fraud prevention;
security;
dispute resolution;
enforcement.
Account deletion does not necessarily remove authorisations separately held by third-party providers.
For example, disconnecting Gmail within BAV may not by itself revoke the Google-side authorisation. You may need to revoke that separately in your Google Account.
Your use of BAV is also governed by the Business Asset Vault Privacy Policy.
That Policy explains how BAV handles personal information, connected-email data, account information, retention, access requests and related privacy matters.
If there is an inconsistency between these Terms and the Privacy Policy about how personal information is handled, applicable privacy law and the Privacy Policy will govern that privacy issue.
Operational, security and account-related communications may be sent where necessary to provide BAV.
Where you have consented, or where applicable law permits, BAV may also send marketing communications relating to BAV.
You will be provided with an appropriate way to unsubscribe from marketing communications.
Information obtained or derived from connected Gmail Discovery will not be used for unrelated advertising or marketing profiling.
BAV provides tools and general information to help you organise business assets and explore possible income paths.
BAV and the Asset-to-Income Snapshot do not replace legal, accounting, tax, financial or investment advice from an appropriately qualified professional.
You remain responsible for your business decisions and should obtain professional advice where needed.
This section does not limit our responsibility to provide the paid service described in your accepted offer or your rights under applicable consumer law.
BAV may use automated rules, classification methods or other software-assisted processes to help identify possible assets or organise evidence.
These processes may produce:
incomplete results;
duplicate results;
irrelevant results;
incorrect classifications;
missed items.
A discovery is not proof that:
you own an item;
a subscription remains active;
a charge is correct;
a licence is valid;
a product is appropriate for your needs.
You remain responsible for reviewing and confirming information before relying on it.
We may:
modify BAV;
add or remove features;
change technical providers;
update workflows;
suspend features;
discontinue parts of the service.
Where a change materially affects users, we will take reasonable steps to communicate it where appropriate.
We do not guarantee uninterrupted or error-free availability.
Nothing in these Terms excludes warranties, guarantees or rights that cannot lawfully be excluded.
Subject to those rights, and particularly during Founder/Beta, BAV is provided on an “as available” and testing basis.
To the extent permitted by law, we do not guarantee that:
BAV will always be available;
every Discovery result will be accurate;
every possible Asset will be found;
all information will be complete;
third-party integrations will remain available;
BAV will meet every particular business need.
The software’s Founder/Beta status does not remove our responsibility to deliver an agreed paid Snapshot. Changes to software features do not, by themselves, reduce what we have agreed to provide in your accepted written offer.
Nothing in these Terms excludes, restricts or modifies liability where doing so would be unlawful, including rights that may apply under mandatory consumer laws.
To the extent permitted by law, BAV and its operator are not responsible for indirect or consequential loss arising solely from matters such as:
reliance on an incorrect Discovery result;
third-party outages;
loss of access to an external provider;
decisions made without independently checking important information;
use of BAV outside its intended purpose.
Any limitation of liability in the final public Terms must be interpreted subject to applicable consumer, privacy and other mandatory legal rights.
You may contact us at:
to request access to or correction of personal information, deletion where applicable, or a copy of your own core Vault information.
A data-access request does not require BAV to provide:
source code;
proprietary algorithms;
internal prompts;
ranking systems;
grouping logic;
internal methods;
confidential business processes;
other BAV intellectual property.
BAV may in future be:
sold;
merged;
restructured;
transferred to another operator;
transferred into a dedicated BAV entity.
Where lawful, relevant business records and user information may transfer as part of that transaction, subject to applicable privacy law and the Privacy Policy.
Google-derived user data will remain subject to Google's applicable requirements, including any requirement for additional consent before transfer.
We may update these Terms when:
BAV changes;
new features are introduced;
the commercial model changes;
legal obligations change;
paid services are introduced.
Where a change is material, we will take reasonable steps to notify users or present updated Terms for acceptance where required.
The current Terms will display their effective or last-updated date.
These Terms are governed by the laws of Queensland, Australia.
However, nothing in these Terms removes mandatory consumer, privacy or other statutory rights that apply to you under the laws of your own jurisdiction.
If part of these Terms is found invalid or unenforceable, the remaining provisions continue to operate to the extent permitted by law.
If BAV does not immediately enforce a provision of these Terms, that does not mean the provision has been waived.
These Terms, together with the Privacy Policy and any additional terms expressly presented for a particular BAV feature, form the agreement governing your use of BAV.
Business Asset Vault
A service operated by
JK AND PIP ENTERPRISES PTY. LTD.
ACN 608 881 803
PO Box 5431
Alexandra Hills QLD 4161
Australia